1. Consumer Action: Putting the “Freeze” on Credit Files

By James H. Dimmitt Consumer Action: Putting the “Freeze” on Credit Files Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt In the wake of 40 million MasterCard, Visa, Discover, and American Express accounts recently being breached, consumers and legislators are scrambling for ways to protect their personal and financial information from being hijacked and used fraudulently by hacke... read more

2. Now You See It, Now You Don't: Preventing Laptop Computer Theft

By Johnny May Now You See It, Now You Don’t: Preventing Laptop Theft When Irwin Jacobs, chief executive and founder of Qualcomm Inc. had his laptop stolen from a journalism conference in September 2000, it shed light on a growing problem. Other recent events have focused national attention on the laptop security issue, consider the following: • In July 2001 the Federal Bureau of Investigation rep... read more

3. “Why Hire a Security Consultant”

By Gary L. Cunningham Publishing Guidelines: You are welcome to publish this article in its entirety, electronically, or in print, free of charge, as long as you include my full signature file for E-Zine’s. Please send a courtesy link or email where you publish to mailto:secuone@aol.com . Thank you. “Why Hire a Security Consultant” ©2004 By Gary L. Cunningham, C.P.O. C&M Consulting Services ALL RIGHTS RESERVED ... read more

4. “Personal Protection Issues”

By Gary L. Cunningham Publishing Guidelines: You are welcome to publish this article in its entirety, electronically, or in print, free of charge, as long as you include my full signature file. Please send a courtesy link or email where you publish to secuone@aol.com Thank you. “Personal Protection Issues” ©2004 Gary L. Cunningham, C.P.O. All Rights Reserved Worldwide In today’s society one never knows wh... read more

5. “Why Business Owners Need Security”

By Gary L. Cunningham Publishing Guidelines: You are welcome to publish this article in its entirety, electronically, or in print, free of charge, as long as you include my full signature file for Ezine’s. Please send a courtesy link or email where you publish to secuone@aol.com Thank you. “Why Business Owners Need Security” ©2004 Gary L. Cunningham C&M Consulting Services All Rights Reserved Worldwide The m... read more

6. Consumers, Beware the New “Wave” of Credit Cards

By James H. Dimmitt Consumers, Beware the New “Wave” of Credit Cards Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt J.P. Morgan Chase & Co., the nation’s #2 bank and leading issuer of credit cards, has announced it will issue new “contactless credit cards” to its account holders beginning June 1. The new cards can be “waved” in front of a special reader instead of being swiped t... read more

7. The Simple $10 Debt Elimination Solution

By James H. Dimmitt Ask a friend what resolutions they made for 2004 and your bound to hear them reply “Pay off my credit cards.” Ask them how they planned on reaching that goal and many of them will not have a clear cut answer. The obvious first step to paying off credit card debt or paying down credit debt load is to cut back or eliminate the use of your credit cards. For some people this first step can ofte... read more

8. Negotiate Your Way To A Lower Credit Card APR !

By James H. Dimmitt Negotiate Your Way To Lower Credit Card APR'S ! Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt I have three major credit card accounts that I've had for many years. The other night I was reconciling my monthly statements and noticed a large discrepancy in the APR's (annual percentage rate) I was paying on these three accounts. My first card, card "A"... read more

9. Seeking Solutions

By Gary E. Cain Problem Situations: *Eliminate an unwanted situation *Obtain an improved situation Types of Problems: **People – the most difficult to solve **Equipment/Procedure – Ex: The office computer network is frequently off-line. **Financial – Worker productivity is too low in relation to the wages paid. Steps to Making Decisions: 1. Verify that a problem actually exists 2. Clearly... read more

10. Ten Tips to Safeguard Your Laptops

By Johnny May Ten Tips to Safeguard Your Laptops The following is a list of tips to help safeguard your laptop while traveling or conducting business. 1. Never leave your laptop unattended. Keep your laptop in your physical possession at all times and pay particular attention at the following locations: airports, hotels, car rental agencies, offices, restaurants, college campuses, restrooms, paypho... read more

11. How Come No One Told Us About This When We Were Buying a Home?

By Don Berthiaume Development, it’s bound to happen. Simply because there is a large open field, or the property you’re looking at borders woods, doesn’t mean it will or can stay that way in the future. I could rattle off instance after instance where home buyers who may have just closed on a property are being notified as an abutter that some proposed development, they hadn’t heard about previously, was taki... read more

12. Curing Computer Phobia: 10 Easy Steps

By John Gontowicz Curing Computer Phobia: 10 Easy Steps There are many people, especially older adults who fear computers. There are people who exhibit signs of anxiety, intimidation, or general discomfort. As my dad says, “I do not understand those damn things”. My dad does not even use an ATM machine. There are two major phases to overcoming computer phobia. • The first is the fear of the computer its... read more

13. Landing Holiday Fundraisers – Advice for Fundraising Reps

By Michelle Pearson If you’re a fundraising consultant, you know that now is the prime time of year that groups begin to plan their holiday fundraisers. If you’re new to landing fundraisers, or if you’re experienced with fundraisers but haven’t yet delved into direct mail as a means of landing fundraisers, read on for tips that will help you this fundraising season. Gathering a List There are a ton of groups th... read more

14. University Life: a course in personal finance

By Richard Green Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the ... read more

15. The Internet and customer care: aid or anarchy?

By Rachel Lane Consumers take customer care into their own hands It was reported in ‘Marketing’ magazine this month, that Britain is becoming a “disaffected nation”, with each adult apparently making an average of 12 complaints to service providers each year, based on a “Service in Britain” survey by ASR (Andrew Smith Research). In response to the rise of the ‘assertive consumer’, brands are endeavouring to ... read more

16. How To Avoid Injury Compensation Claim Dilemmas

By Mumtaz Shah Amazing isn't it when a salesperson gets you to sign some documents and briefly explains what it entails. Only to discover at the end of an injury compensation claim that it wasn't mentioned. And only to be told then 'well, it's all in black and white and you signed the papers'... You then become frustrated with salespeople asking, or begging for a compensation claim? You don't know them and th... read more

17. Kyle's Corner -- Vehicle Tips you can use

By Kyle Busch © 2003 by Kyle Busch, author of: "Drive the Best for the Price ..." http:www.drivethebestbook.com What enables people to be on time for an important appointment, attend a favorite social event or recreational activity, or just drive ... read more

18. Tips to make your vehicle go the distance

By Kyle Busch © 2003 by Kyle Busch, author of: "Drive the Best for the Price ..." http:www.drivethebestbook.com If you are on a tight budget, or even on an unlimited budget, you know how important it is to make the most of what you have. ... read more

19. Personal Injury Claim - Win Without A Doubt!

By Mumtaz Shah Everyone likes winning! If you win by an inch or a mile, winning is winning! Now winning at personal injury is a different ball game altogether. Do you want to claim compensation in direct result of an accident or injury? Okay, that's fine go ahead, you deserve it! Life Before A Personal Injury Claim I bet it was awesome… You were having the time of your life. Winning at everything, football... read more

20. Credit Repair Scams

By James H. Dimmitt Credit Repair Scams Copyright 2005, http://www.yourfreecreditreportnow.com Author: James H. Dimmitt “Erase Bad Debt !” “Remove Negative Items From Your Credit Report” You’ve probably seen these headlines and others just like it promising to clean up or “fix” bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer. Imagine ... read more

21. Programs To Help You Fund Your American Dream

By James H. Dimmitt The American Dream of home ownership is on the rise across the United States. According to the latest figures available, the US homeownership rate reached a record 69.2 percent in the second quarter of 2004, up from 68.3 percent in 2003. And for the first time, the majority of minority Americans own their own homes. Owning a home provides tremendous benefits for families and for the communitie... read more

22. Undiscovered Tactics Of An Injury Claim

By Mumtaz Shah Don't you just hate it when your phones constantly ringing with telesales staff asking if you have an injury claim? Teams of 2 to 3 people roaming the streets, smartly dressed and groomed, with black leather folders limping in their arm... these college leavers will knock on your door! What is it they're selling? Is it insurance, electricity, gas, telecommunication services? Or is another compa... read more

23. Dreaming of a Corporate Christmas?

By Thomas Jenkins Dreaming of a Corporate Christmas? What does Christmas mean for your company? For most it means sending out a whole load of Christmas cards to their clients, wishing them a 'Merry Christmas' and a 'Happy New Year'. How nice! However, unless Rudolph-the-Red- Nosed-Reindeer is your logo; the cards you send are unlikely to have a lasting impact. That’s a whole lot of envelope licking for very lit... read more

24. Personal Injury Lawyer - Do We Need Them?

By Mumtaz Shah Sometimes we know what we're dong, however getting that little bit extra help can make a substantial difference in the long run. Following an accident you'll hear a person say that they don't need to see a personal injury lawyer, TOO expensive! In this article we will set out for you some reasons why NOT seeking, at minimum, a consultation with an accident lawyer could end up costing you a lot ... read more